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“Budget” is Not a Bad Word

Want to start a fight?  Tell your wife that it’s time to go on a budget.  You can almost see the hackles start to rise.  It’s really too bad that “budget” has become such a negative word, because there’s a

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Managing Finances

Before we were able to plan our trip, we had to get a handle on our finances. Like many, the mid-2000s found us in more debt than we would have liked and 2009 included the bonus of Bret being laid off from his job. At that point we figured we’d never be able to realize our goal of taking the kids on an extended family trip. Our church was offering the Dave Ramsey course, Financial Peace University, and we quickly moved to an all cash system.